When considering what happens to a 401(k) when you die, it's essential to understand the designated beneficiaries. If you have named beneficiaries, the account typically passes directly to them, avoiding probate. However, if there are no beneficiaries, the 401(k) may go through the estate, which could lead to delays and additional taxes. It's crucial to keep your beneficiary informati... https://www.federalpensionadvisors.com/post/what-happens-to-401k-when-you-die