What Is a Deferred Retirement Plan for Federal Workers? If you’re asking, “what is a deferred retirement plan?” — you’re not alone. In the context of federal employment, a deferred retirement plan under FERS allows former federal workers to delay receiving their annuity until a later age. This is especially helpful for employees who separate from service early but still meet the mini... https://www.federalpensionadvisors.com/post/fers-deferred-retirement