The article is devoted to stimulating the development of housing construction through mortgage lending. The purpose of the article is to determine the role of mortgage lending in the development of the housing sector. in particular through its impact on supply and demand in the real estate market and pricing in this sector. In the course of the research. https://krbukvvknrbo.blog2freedom.com/34914947/zarys-sonorystyki-gitarowej-na-przykładzie-sette-studi-maurizia-pisatiego